How to Stick to Your Budget Plans

 In Finance

Even the best-laid plans go askew! This article will deal on How To Stick to Your Budget Plans even when they seem to be slipping down the perilous road of no return.

How many times do we do a budget list? But how often, in reality, do we stick to our budget plans? You probably have read a multitude of articles about budgeting. You may even have gotten to the point of hiding your high-interest cards in the dark closet. Or you have punched in one spreadsheet after the other with your budgeting plans for the present, mid-term and distant future. If you have already arrived at this point – then we can only say congratulations.

How To Stick To Your Budget Plans – Some Practical Tips

In reality, how often do you revise your budgets? How many times have you moved your budgeting goal posts? Yes, sticking to a budget is not easy. Your long term goals all still appear achievable, but you may be struggling with controlling your spending in the immediate “now”. Hence, your gratification allowance which includes a little bit of naughty shopping and the occasional candlelit dinner seems to be awfully tiny in comparison to mortgages, pension provision, and insurance. Your “saving” budget is the first thing that gets thrown out of the window!

Well, do not despair. You do not have to abandon your budget and your plans. This article on “how to stick to your budget plans” is going to give you some very practical tips that will help you see the bigger picture.

Remember Your Ultimate Goal – Your Financial Freedom

What is the real reason for making a budget? If you are honest, it is because you have an ultimate goal. That is to be financially free sometime in the foreseeable future. Therefore, the one thing that will stop you attaining your goal is only if you increase your debts! Keeping yourself as debt free as possible is the first most important thing that you will always need to remember when you are about to abandon your budget. A bigger debt repayment is going to squeeze your pleasure out of the future for a long time. Therefore before you fall into the momentary despair of fixing “now” with extra

Keeping yourself as debt free as possible is the first most important thing that you will always need to remember when you are about to abandon your budget. A bigger debt repayment is going to squeeze your pleasure out of the future for a long time. Therefore before you fall into the momentary despair of fixing “now” with extra debt, you could be forsaking your financial freedom in the future. Taking a new loan to finance momentary needs is “not a solution” It is only a “quick fix”

Lead Us Not Unto Temptation but Deliver from Evil Amen

tear your credit card to learn how to stick to your budget plans

What is the first solution for a repentant alcoholic? It is to remove any spirits from sight. Out of sight is out of mind. Therefore, if you are planning to know one effective way on how to stick to your budget plans, you need to remove temptation from your each. As such cancel your credit cards or just tear them up. If you hide them somewhere, you will fish them out at some point. If you have stored payment information, use this article as motivation from canceling it – even from your Last Pass Account! With temptation removed, it will be much easier to avoid any impulse shopping. This may sound tough, but it is worth it.

Cash is King

This may be the age of “plastic fantastic” however nothing beats the good of feeling of the hard old greenback! If you are planning to go out, take only cash, and then again only the amount that you will need or plan to spend. No more, no less. Opening up your wallet and whipping out those hard earned dollars, makes your purchase very real. There is nothing that feels more unreal than whipping up and card and paying with it. The only reality check is when you get the statement at the end of the month! Cash is the ultimate regulator for self-discipline

how to stick to your budget plans

Do Not Create a Budget of Deprivation!

Unless you plan to build-in some “goodies” into your budget you will never be able to learn how to stick to your budget plans. Reward yourself at the end of each week, if you have been good and managed to keep on track. Knowing that there is a reward if you manage to be disciplined enough to keep to your target, will be motivational. Your reward could be anything. From the candlelit dinner that was illicit to start off with when you planned your budget to football tickets. As long as it makes you strive to reach your reward, it works.

Plans that Work

Here is another modern and not so modern way of learning how to stick to your budget plans
• The Modern Way – Today’s world is full of Apps and sometimes I feel lost in the jungle of Apps on my phone. However, this is one that particularly works for me. It is called the ALL IN ONE FINANCE SOFTWARE It is a simple way to which you will post all your expenses simply by snapping away at your receipts. All your income and expenses are automatically calculated on this App – this is a visual reminder of where you stand with your budgeting! Download this App on

App on how to stick to your budget plans
• Keep the glass money jar. I love keeping a jar where I put in all my spare change.Literally, every penny counts, and not only do all these little fractions are a strong reminder of the change on your big notes, but it is also an “extra goodie” that can be spent as a reward at the end of your target time.

The Other Good Samaritans

Find support ideally from your family. There is nothing worse than trying to budget in a family that does not understand or want to be involved in your budgeting plans. If you are single engage with friends who are walking the same path. There is no shame in this. Money or lack of it is everyone’s preoccupation. It is quite likely that you will find many like-minded friends. There is strength in teamwork. The motivation if you compare notes at the end of the week, is pretty much like dieting in a group. You want to lose the weight. In this case, you want to save the extras.

So You have Fallen Short – How To Make Up for it!

Learning how to stick to your budget plans is much better than sticking to your diet. The only reason is that with a diet, you cannot recover your transgressions (unless you run a marathon). However, when you transgress with your budget there is a way in which you can recover fast! Rather than getting depressed and spend more, relax be creative and create a side hustle. If you need practical tips on how to create an extra $1000 a month – hit on the link below!

make an extra $1000

How To Stick to Your Budget Plans – Conclusion

A budget can feel like a straight-jacket straight out of a sanatorium. But it need not be. If we remember that a budget is just a means to an end then it will feel a lot more liberating. Our ultimate goal is to have financial freedom. Think of a budget like a diet and remember how good it will feel when you fit into last year’s jeans!

Are you Ready for the Challenge? Test your Trading Skills

If you have some free time on your hands you could try trading in a virtual environment! Dip in your toes the right way by following professional traders on a Demo Account. There is no better way to do it than by using the world’s best social trading platform. Meet people with different ethnic backgrounds and trading strategies. Go behind the scenes and use the extra time to learn to trade. It is a great discipline that will contribute also to learning how to stick to your budget plans.

how to stick to your budgeting plans

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